How developers can keep growing during mid-market changes
The property market moves quickly, and not always in the direction developers expect. A project that looked commercially sound at the start can suddenly face new pressures like reduced buyer demand, slower sales, falling valuations, or a shift in lending conditions. These moments test even the most experienced developers, but with the right strategy and […]
What is VAT Funding and how can it help your business stay ahead of cash-flow pressures?
Cash flow is important for every successful business, but even profitable businesses can need help with paying VAT bills or even after paying them. This can especially be difficult when you’re growing quickly, investing in new equipment or dealing with dry seasons. At Oakstone Finance, we specialise in delivering strategic, efficient funding solutions, even for […]
Interest Rate Volatility: Why Flexibility is the New Currency
Central banks around the world, including the Bank of England, have been actively using interest rates to manage inflation. While recent cuts have provided some relief, the market remains unpredictable. For businesses, this volatility makes long-term financial planning challenging and can impact the cost of borrowing. A rise in rates can increase repayment costs on […]
A New Era of M&A: The Race to Innovate and Consolidate
The financial services sector is currently in the midst of a significant wave of mergers and acquisitions (M&A). This activity is being driven by a number of factors, including the need to gain a competitive edge, acquire new technology, and consolidate market share. Large financial institutions are acquiring agile FinTech startups to bring their innovative […]
The Return of Private Credit: How Direct Lending is Reshaping UK Finance
Following a period of volatility and tightening credit from traditional banks, private credit is emerging as a dominant force in the UK. Private credit, or direct lending, refers to a form of non-bank lending where private funds or asset managers lend directly to businesses. This market has grown exponentially and is now providing a vital […]
The Rising Tide of ESG and the Opportunity in Green Finance
Environmental, Social, and Governance (ESG) criteria have moved from a niche concern to a core driver of financial decision-making. Investors, customers, and regulators are all increasingly focused on sustainability, and this shift is creating significant opportunities for businesses to secure “green finance.” Lenders are introducing specialist products with more favourable rates for companies that can […]
The Growth Guarantee Scheme: A Deeper Dive into the UK’s New Business Catalyst
The launch of the Growth Guarantee Scheme (GGS) marks a pivotal moment for UK business finance. As the successor to the successful Recovery Loan Scheme, the GGS aims to provide a vital support system for SMEs looking to invest and expand. This government-backed initiative provides a 70% guarantee to lenders on eligible facilities, fundamentally changing […]