Strategic funding solutions for UK businesses from £10,000 to £5,000,000+
130+ lenders | FCA-regulated solutions for growth, assets, cash flow, and refinancing
We act solely in your interest, sourcing competitive finance from a broad UK lender panel.
Quick responses to help you secure funding without unnecessary delays.
Flexible finance solutions structured around your specific business needs.
Strong understanding of funding requirements across multiple industries.
Clear guidance delivered in line with UK regulatory standards.
We support UK businesses across multiple sectors with funding solutions aligned to real operational challenges.
Development finance, bridging loans, and refinance solutions for residential, commercial and mixed-use projects.
Cash flow support, asset finance, invoice finance and working capital to manage contracts and material costs.
Vehicle and fleet finance to expand capacity, replace assets, or improve efficiency.
Equipment finance and working capital to support production and scale.
Flexible funding to manage growth, payroll, and supplier payments.
Funding for refurbishments, seasonal cash flow gaps, and expansion opportunities.
We group services into clear categories to help you find the right solution quickly.
Business loans, invoice finance, and trade funding to improve liquidity and support expansion.
Funding for machinery, vehicles, and renewable assets with flexible terms.
Development finance, commercial mortgages, and bridging loans for property-led projects.
Refinancing, franchise finance, and capital restructuring solutions.
Clear, fast funding support for our development project.
Development Finance ClientInvoice finance that improved cash flow within weeks.
SME ClientStraightforward asset refinance with no surprises.
Asset Finance Client| Finance Type | Typical Funding Speed | Amount Range | Best For | Key Considerations |
|---|---|---|---|---|
| Asset Finance | Fast | £10k–£5m | Equipment & Vehicles | Asset-backed |
| Business Loans | Medium | £25k–£500k | Growth & Expansion | Credit-dependent |
| Invoice Finance | Fast | £5k+ | Cash Flow | Linked to invoices |
| Bridging Loans | Very Fast | £50k+ | Property Transactions | Short-term |
A straightforward process designed to connect your business with the right funding solution quickly.
Tell us your funding requirement
We assess lender fit and structure suitable funding options
We approach suitable lenders from our panel
You receive approved funding terms
We manage paperwork through to payout
Government-backed finance designed to help viable UK businesses access funding where traditional lending may be limited.
Last updated: January 2026
Oakstone Finance was founded by Justin Wiles, a commercial finance specialist with over eight years of experience guiding UK businesses through complex funding decisions.
Created in response to transactional brokerage models, Oakstone exists to prove that finance can be both commercially rigorous and purpose-led. Every solution is structured with long-term value in mind — for clients, communities, and the environment.
Operating on a regenerative blueprint, Oakstone commits 100% of its profits to funding a self-sustaining community regenerative farm. Each partnership therefore contributes to a future where financial success actively supports regeneration and lasting impact.
Director – Property Development
“Professional, responsive, and highly effective.”
Case type: Development Finance
Managing Director – Manufacturing
“Helped us secure funding after our bank declined.”
Case type: Invoice Finance
Operations Manager – Logistics
“Clear advice and fast asset refinance.”
Case type: Asset Refinance
Practical guidance on funding strategy, market changes and finance options.
Publication dates are shown on each article.
Categories:
Clear answers to common questions about our funding process.
We support UK businesses across multiple sectors with funding solutions aligned to real operational challenges.
Oakstone Finance Ltd 16724743 is an Appointed Representative of Moorgate Finance Ltd T/A MBN®.
MBN is a trading style of Moorgate Finance Limited and is authorised and regulated by the Financial Conduct Authority, FRN: 662419. Oakstone Finance Ltd is an authorised credit broker and not a lender. We work with a Panel of Lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration. ICO registration C1788652 and you can check via ico.org.uk.
We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey. ©2026 Oakstone Finance Ltd • Company no. 16724743 — Designed by &.
